Terms of use
Last updated: 2026
Role of this website
This website is operated by Chandra Bhushan Prasad, a licensed LIC agent and AMFI-registered mutual fund distributor (ARN ARN-XXXXXX). It is an informational and lead-generation site, not a transactional platform — no policy purchases or fund transactions are completed on this site.
Distributor, not investment advisor
As an AMFI-registered distributor, Chandra Bhushan Prasad helps clients access and choose HDFC Mutual Fund schemes and earns distribution commission. This is not fee-based investment advisory under SEBI regulations unless separately disclosed.
No guaranteed returns
Any calculator, projection, or illustration on this site is indicative only, based on assumptions you enter, and is not a guarantee of future performance or a formal quote. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns.
Insurance solicitation
Insurance is the subject matter of solicitation.
Client portal
The client portal is provisioned by Chandra Bhushan Prasad for existing clients only. Access is via mobile number and OTP; you are responsible for keeping your device and phone number secure.
Trademarks
“LIC” and “HDFC Mutual Fund” are referenced by name to describe the products distributed; this site is not operated by, and does not claim to be, LIC or HDFC Mutual Fund.